The Fisher Group
Coldwell Banker Realty

   HomeBuying

 

 

1.  OBTAIN A MORTGAGE PRE-APPROVAL

Reach out to a referred lender and get pre-approved
before looking for homes.

 

2.  THINK ABOUT THE LOCATION AND COST OF POSSIBLE HOMES

Discuss your home wants and needs with your real
estate agent.

 

3.  SELECT PROPERTIES TO VIEW

This is always the fun part!

 

4.  VIEW PROPERTIES

This can be fun but also time consuming so plan out
your schedule ahead of time.

 

5.  WRITE AN OFFER TO PURCHASE

Once you have found a home you love, make a
written offer.

 

6.  NEGOTIATE THE TERMS

Negotiate terms and any contingencies in the contract
of sale.

 

7.  ACCEPT THE CONTRACT

Congratulations! You are nearly halfway there.

 

8.  DISCUSS A HOME WARRANTY WITH YOUR AGENT

Coldwell Banker offers a home warranty through
American Home Shield.

 

9.  CONDUCT INSPECTIONS

Such as home, septic, chimney and well
inspections.

 

10. OBTAIN MORTGAGE FINANCING

You will need a mortgage commitment in order to
proceed toward closing.

 

11. REMOVE ANY ENCUMBRANCES AND RESOLVE ISSUES

Remove any liens and make sure any open permits are
closed.

 

12. CONDUCT A TITLE SEARCH

Confirm the property's legal ownership and make sure
title is clean.

 

13. OBTAIN TITLE INSURANCE

Your closing agent or attorney will choose your title
insurer for you.

 

14. SECURE HOMEOWNERS INSURANCE

You will need to obtain a homeowners insurance
policy to cover your home and its assets.

 

15. OBTAIN FUNDS FOR CLOSING AND CLOSE ON YOUR NEW HOME

Move in! 

 

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